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Kyle Menendez emphasises clarity, discipline, and responsiveness to define the next phase of market evoution in The Insurer

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“Partnership isn’t just a concept; it’s a mechanism for navigating volatility and building sustainable programs.” 

The Insurer features Kyle Menendez, Managing Director, Head of North America Property at Howden Re, on how clarity and collaboration defined the mid-year 2025 renewals. 

Kyle explains how reinsurers responded to cedents’ clearer understanding of exposures with expanded and data-driven capacity deployment, transparent views on risk appetite, and a stronger focus on long-term portfolio sustainability. The result was a renewal season marked by technical engagement, broadening reinsurer flexibility, and improved transactional negotiations. 

Looking ahead, Kyle emphasises that clarity, discipline, and responsiveness will define the next phase of market evolution. Those who can articulate risk appetite, structure precisely, and deliver tailored solutions will be best positioned to deliver long-term value. 

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