Howden Re Fac expands DACH team with two senior appointments in Germany

Howden Re Fac is pleased to announce the expansion of its DACH team with two senior appointments, reinforcing our presence in Germany and across the wider region.

Enver Karapinar has joined Howden Re as Head of Facultative DACH, effective 1 January 2026, bringing more than 30 years of experience across underwriting and broking, with deep-rooted expertise in facultative reinsurance as well as a long-standing reputation across the DACH market.

Andreas Fricke joins as Managing Director, Facultative Reinsurance DACH, effective 5 January 2026. Andreas brings over 15 years of industry experience, spanning both underwriting and broking, enhancing our client-facing and placement capabilities in the region.

Commenting on his appointment, Enver said: “I am delighted to be joining Howden Re at such an exciting time for the business. The firm’s entrepreneurial culture and strong reputation in the facultative market create an excellent opportunity to work closely with clients and colleagues and drive sustainable growth across the DACH region.”

Both brokers will report to Marenco Scholz, Regional Head FAC - DACH & BeNeLux / France.

Marenco Scholz said: “These appointments represent another step in the continued development of Howden Re’s International Facultative platform at a time of growing demand for facultative solutions across European markets. Enver and Andreas have joined our executive, regional management team alongside Managing Directors Tom Sharman in London, Klaus Hoffmann in Cologne, Eric Müller in Basel, and Jean Francois Fily in Paris.

Tom Sharman, Managing Director, International Fac, Howden Re added: “We are very proud to deliver the best possible outcomes for our clients through our fully integrated European Facultative Reinsurance platform, which differentiates our offering and service. By investing in DACH alongside recent growth in France, Belgium and Luxembourg, and our long established London base, we are aligning strong local teams through a coordinated international approach, enabling us to deliver consistent facultative solutions supported by scale, technical expertise, and market insight.”

Luigi Boglione, Managing Director, Head of International Fac, Howden Re commented: “These appointments represent another step in the continued development of Howden Re’s International Facultative platform across Europe, at a time of growing demand for facultative solutions across multiple markets. By investing in DACH alongside recent growth in France, Belgium and Luxembourg, we are aligning strong local teams through a coordinated international approach, enabling us to deliver consistent facultative solutions supported by scale, technical expertise and market insight.

Based in Hamburg, Enver and Andreas will join a growing Howden Re team in DACH and Europe, following recent appointments in Hamburg, Cologne, London and Paris. These appointments also build on Howden Re’s broader investment in Germany as the core of its DACH operations, following the senior leadership build-out of the German branch and the continued expansion of local treaty, facultative, analytics, capital and advisory capabilities.

Facultative reinsurance continues to play a more strategic role across European markets as insurers respond to more complex risk environments. Demand is being driven by secondary perils, geopolitical uncertainty and emerging classes, with facultative solutions complementing treaty programmes in a more targeted way as risk profiles evolve. In this context, facultative reinsurance is evolving form a translational tool into a strategic lever for cedants to manage volatility, optimise capital and unlock growth, supported at Howden Re by the ability to combine facultative with treaty, capital markets, analytics and programme capabilities.