On the ground: APCIA 2026 - David Unsworth

As the 1 January reinsurance renewals approach, the balance of negotiating power is shifting.

On the ground at this year’s APCIA annual meeting, conversations point to a more competitive market, with insurers looking beyond pricing reductions to secure broader protection and strengthen their reinsurance programmes.

Renewed reinsurer appetite for aggregate and frequency protection is creating opportunities for cedents to revisit structures that have been difficult to secure in recent years.

But favourable market conditions alone won't determine renewal outcomes. Strong reinsurer relationships, high-quality data and confidence in underlying portfolios remain key differentiators.

In the first of our APCIA video series, David Unsworth, Managing Director and Southeast Segment Lead, North American Reinsurance, Howden Re shares what he's hearing from insurers and what it means for the upcoming renewals.

Watch his insights below.